Lack of access to basic financial services is a major constraint for the poor. NCAER has been heavily involved in measuring the extent of financial inclusion, assessing policy and proposing new solutions.
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Pallavi Choudhuri

Pallavi Choudhuri is an Associate Fellow at NCAER with primary research interests in the area of Financial Economics, Empirical Industrial Organization, and Applied Microeconometrics. She currently focuses on areas related to financial inclusion, economic development, and industrial sector analysis in the Indian context. She is also involved in assessing recent trends in Money and Capital Markets for the NCAER publication, Quarterly Review of the Economy. She holds a Ph.D. in Economics from the University of Wyoming. Her dissertation centered on risk and regulation in the banking industry in the U.S. economy.

 
Sandhya Garg

Sandhya’s primary areas of research are Public Finance, Public Economics, and Applied Economic Analysis and she also has keen interest in Development and Environmental Economics. Her current research focuses on Study of Public Finance of Indian States, where she studied the relative tax performance of Indian states. She has also worked on estimating the implication of federal transfers on fiscal equalization using tools of spatial econometrics. She holds an M. Phil. Degree in development studies and is pursuing Ph.D. at the Indira Gandhi Institute of Development Research (IGIDR), Mumbai.

 
Prabir Kumar Ghosh

Prabir Kumar Ghosh is an Associate Fellow at NCAER. Currently, he is involved in coordinating all-India level survey work and analysis of large scale primary data. His research interests include development economics, human development, income, expenditure, poverty & nutrition, demography, and budgetary analysis on social sector & poverty alleviation programs. 

 
Shekhar Shah

Dr Shekhar Shah is the Director-General of NCAER. Prior to joining NCAER, Shah was the World Bank’s Regional Economic Adviser for South Asia and, earlier Sector Manager in the Bank’s research complex and a principal author of the 2004 World Development Report,  Making Services Work for Poor People. During a career at the Bank spanning more than two decades, Shah served as the Bank’s Deputy Research Administrator, Sector Manager for Governance and Public Sector Management for Europe and Central Asia, South Asia Governance Adviser and Public Sector Coordinator, and Lead Economist for Bangladesh. Before joining the Bank in 1989, he was the Ford Foundation’s Program Officer for Economics for South Asia. He worked earlier in the financial services sector in Washington DC consulting for the Federal Reserve Board, FDIC, the OCC, and bank holding companies in the US.  He received his BA in Economics from St Stephens College at Delhi University and his MA and PhD in Economics from Columbia University. 

 
Anushree Sinha

Anushree Sinha, Senior Fellow, joined NCAER in 1989 and has held several positions since then. Before assuming her current position, she was NCAER’s Principal Economist during 2001-2003.  She worked in macro- economic analyses including Macro Forecasting Modelling at NCAER. In her current research she uses general equilibrium frameworks to analyse the impact of policies and external economic shocks on the social sector including the informal and female workers. She is a post- doctorate from the Department of International Development, University of Oxford and has been a Fulbright-Nehru Lecturing Professor at Rutgers during 2013-14.